📊 Trusted Advisors | 🌱 Regional Specialists | 🤝 Since 2008

💠 About Us

Established in 2008, Cultiv8 Accounting has grown from its local beginnings in Young NSW to become a leading financial advisory firm in the Hilltops region — with a clear mission: to guide local farmers and business owners toward lasting financial success.

We do more than just balance books. We roll up our sleeves to understand your business inside and out. Whether you’re navigating complex tax matters, growing your enterprise, or seeking more time for the things that matter most, we’re here to be your most valuable partner — combining trusted advice with tailored support every step of the way.

We know the pressures of doing it all — the juggling act of business, finances, and family. That’s why we prioritise clarity, flexibility, and innovation. When you work with Cultiv8, you get a proactive partner who’s as invested in your goals as you are.

💫 What You'll Experience

Genuine relationships built on trust, honesty, and a deep understanding of regional business and farming life.

A full suite of accounting, tax, and business advisory services — personalised to suit your needs, no matter your size or structure.

Xero experts ready to streamline your bookkeeping, train your team, and recommend the right tech to simplify your workflow.

Smart strategies and real conversations that help you make confident decisions and create more time for what matters most.

🧡 Why Clients Choose Us

We’re not just number crunchers — we’re part of your team, invested in your vision and driven by your success.

Our clients value our straightforward approach, our deep local knowledge, and our ability to deliver results that matter in the real world.

From startups to well-established operations, we offer guidance that grows with you — bringing confidence, clarity, and care to every stage of your journey.

💬 “Imagine the relief of knowing your finances are in capable hands — and your business is growing with purpose.”

🔧 Our Services

Accounting & Taxation: Financial statements, tax returns, BAS, bookkeeping (Xero), tax planning and capital gains advice.

Business Advisory: Budgeting, cash flow forecasting, business structure advice, and strategic planning.

Cloud Accounting & Technology: Xero consulting, setup, training, reviews, add-on solutions, and app recommendations.

SMSF Superannuation: SMSF accounting, tax returns, and administration support.

📍 Find Us

🌿 Cultiv8 Accounting, Young NSW — proudly serving the Hilltops Region

🌐 Visit Website

📧 manager@cultiv8financial.com.au

📞 (02) 6382 7020

Cultiv8 Accounting, a Hilltops Leader Paying it Forward as Proud sponsor of the Lambing Flat Enterprises (LFE) Listing

Hilltops Connect businesses and community organisations all working together for the greater good of our region.